According to LendingTree’s 2025-through-September data, Utah clocks in as the third-worst state in the union for driving incidents, with a whopping 54.6 incidents per 1,000 drivers — behind only North Dakota and New Jersey.

Let’s break it down further: Utah ranks dramatically high for speeding-related incidents — second only to North Dakota — at 9.4 per 1,000 drivers. So the real problem seems to be speed—and apparently the thrill of testing the literal speed limit of common sense.

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In a word: reckless. Another word: sorry, insurance companies. The lively combination of speeding, citations, and whatever-else qualifies as “incidents” means Utah drivers are getting a reputation — one that surely has underwriters muttering “Utah plates?” under their breath.

Are We Being Gamers On The Highway?

It’s almost as if some drivers decided the open road was their personal video game. If you’ve lived here for a while — you know the type: left-lane lurkers who hold up traffic like they got a point to prove, then floor it when you try to pass. Or the ones treating a two-lane highway like a NASCAR qualifying lap.

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Read More: Utahn's Pretending To Be From Montana

But it isn’t just about snapping selfies on the freeway or finding the outer limits of speed traps. These numbers matter. Higher incident rates push up insurance premiums for everybody and make the roads less safe for all — including good drivers who happen to share the same ZIP code.

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So, Utah — if we want better road karma, maybe slow down, signal, merge with some dignity, and remember: your license plate isn’t an invitation to audition for the next death-defying action flick.

10 Most Common Traffic Violations In Utah

These things are the most likely to get you a ticket in the Beehive state.

Gallery Credit: Dr. T

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